New Leaf Auto Finance Inc. specializes in helping people establish their personal credit score from a non-prime (bad) to prime (good) rating in 36 months or less using a car loan in BC.
We work directly with our clients, educating them on how credit works in today’s economy and create a personalized car loan program that will help them move forward with their credit profile. We only work with financial providers who offer a high degree of knowledge and programs supporting financial needs for those with less than perfect credit, allowing us to help them establish a good payment history.
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We individualize all programs for our clients, as credit challenges are different for all of those we work with. If you have 1 or more of the issues listed below phone us NOW and get pre-approved BC car loan today!!
- DIVORCE – Joint bills stop being paid once a divorce was decided
- COLLECTIONS – You did not pay one of your creditors and they sent it to an agency to collect their money back.
- WRITTEN OFF CREDIT – You stopped paying for a piece of credit and the bank does not believe they will get their money back.
- LOW BEACON SCORE – Your credit score is below average.
- REPOSSESSIONS – You stopped paying for something you purchased and the bank took the vehicle back.
- JUDGEMENTS – You were sued in a court of law and lost your case and need to pay the person/company back that sued you.
- LEASE SELL OFFS – Refinancing your current lease into a purchase loan.
- HIGH DEBT SERVICE RATIO – You currently owe more to payments then you currently make.
- TOO MUCH OWING ON TRADE – You owe more than what your current vehicle is worth.
- YOUNG BUYERS – Someone under the age of twenty five with minimum credit experience.
- 9 SIN NUMBERS – A currently non-landed immigrant who is currently working in Canada with a work visa.
- PREVIOUS DECLINES – Someone who has previously been declined for credit.
- OVER BALANCES – You owe more money to your creditor then your available balance.
In today’s economy issues such as high unemployment or high divorce rates, having bad credit or high debt loads is extremely common. A majority of the people in the province of British Columbia have had some sort of credit issues in the past.
How we stand out from the competition is in our personalized programs that work directly with the customer helping them go from their current credit score, being that of no credit or bad credit into a position of good credit. This process provides the customer with the means to establish their credit into the prime position and stay there because they have been educated in how to maintain prime credit.
In Canada our school systems have failed in introducing students into the world of credit leaving nearly 40{e0136a1999ee59462921932bb992ffa8986ff9c8531ebf95f2ef9ae3496a42fd} of the population uneducated about this very important subject. We work hands on with all of our clients, educating them on how a credit bureau works, different forms of credit, what the fastest way to establish credit is, and we ensure our customers are in the high risk high interest rate loans for as little time as possible.
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