We work directly with our clients, educating them on how credit works in today’s economy and create a personalized car loan program that will help them move forward with their credit profile.
We only work with financial providers who offer a high degree of knowledge and programs supporting financial needs for those with less than perfect credit, allowing us to help clients establish a good payment history while they’re at it.
If you have 1 or more of the following situations listed below then apply now and be approved for a BC auto loan today:
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Collections
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You did not pay one of your creditors and they sent it to an agency to collect their money back
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Divorce
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Your joint bills stopped being paid once a divorce was decided
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High Debt-Service Ratio
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You owe more to payments then you currently make
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Judgements
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You were sued in a court of law and need to pay the other party back that sued you
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Lease Sell Offs
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You are refinancing a current lease into a purchase loan
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Low Credit Score
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Your credit score is below average
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Over Balances
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You owe more money to your creditor then your available income
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Previous Declines
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You have previously been declined for a line of credit
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Repossessions
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You stopped paying for something you purchased and the bank took it back
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Written Off Credit
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You stopped paying off your line of credit and the bank does not expect to get its money back
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Young Buyers
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You are under the age of twenty five and have minimum-to-no credit experience